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Income Protection

The Medicaid recipient is allowed to retain a Personal Needs Allowance of $60 a month and any monthly premium needed to pay for medical insurance.

Under the Spousal Impoverishment Act, the stay-at-home spouse is allowed a Maximum Monthly Maintenance Needs Allowance of $2,931, which is adjusted annually. If the stay-at-home spouse has less than $2,931 monthly income, Medicaid will reduce the confined spouse’s share of medical cost to bring the stay-at-home spouse’s income up to the maximum of $2,931. If the stay-at-home spouse is not receiving any income from the confined spouse, then he/she may have unlimited income.